Savings Rates

Effective October 1, 2026

Prime Share / IRA

Minimum Balance and Corresponding APR and APY Rates
Minimum Balance APR* APY**
$105 .18% .18%
$5,000 .18% .18%
$10,000 .18% .18%

Share Draft

Minimum Balance and Corresponding APR and APY Rates
Minimum Balance APR* APY**
$5,000 .10% .10%

Prime & IRA Money Market

Minimum Balance and Corresponding APR and APY Rates
Minimum Balance APR* APY**
$2,000 .45% .45%
$50,000 .65% .65%
$75,000 .80% .80%

Certificate Rates

Certificate Rates by Minimum Deposit
Certificates Minimum Deposit APR* APY**
3 Month Share & IRA Certificates of Deposit $1,000 3.80% 3.85%
6 Month Share & IRA Certificates of Deposit $1,000 3.65% 3.70%
9 Month Share & IRA Certificates of Deposit $1,000 3.50% 3.55%
12 Month Share & IRA Certificates of Deposit $1,000 3.36% 3.40%