Courtesy Pay Overdraft Protection Program

To be enrolled in this new service, you must complete an “opt-in” form to approve your point-of-sale purchases. Please return this form to us to start this service on your account!

Courtesy Pay information and opt in/out form


Checking Account Types

Ultimate Checking

A checking account with incentives!

  • Choose between 4% dividends on Average Daily Balances of up $20,000, or 4% Cash Back on Debit Card purchases up to $250 ($10 Max Reward)

  • No debit card reorder fees

  • No overdraft transfer fees

  • No ACH transfer fees

Qualifying is easy; all you need is:

  • $300+ in aggregate ACH transactions through Checking

  • 12 Debit Card purchases ($5.00 min)

  • Enrolled in Online Banking

  • Enrolled in e-Statements

  • Account in good standing

 

Dividend Checking

When you open your regular Checking Account at CUSA, you will only need to make a $25 deposit. Dividends can be earned on balances of $5,000 or more. You will enjoy our no minimum balance requirement, no monthly service fee, and no per-check charge.

  • Free bill payer

  • Overdraft protection available

  • Free Visa Debit Card

 

Visa® Debit Cards 

Our Visa® Debit Cards offer convenience and flexibility. You'll be amazed at what this little card can do for you. You have added fraud protection, and the money is automatically deducted from your account, so you don't get bills in the mail. See below for all of the other big benefits this card offers.

  • Withdraw cash

  • Make purchases

  • 24-hour access to your accounts

  • Get cash back from certain merchants

  • Safer than carrying cash

 

Teen Account

CUSA wants to introduce teens to financial planning and education. This special account is set up for teens 13 to 17 years of age. Our Teen Account is easily tailored to educate our young account holders. Teens can open a Checking Account with as little as $25. Parents can make automatic deposits from their CUSA account.

  • Adult Joint Owner required

  • Deposit of $5

  • Free Visa® Debit Card

  • Free Online Banking

  • Report Card Rewards Program