CUSA FCU Loan Rates

Effective July 14, 2026

New Vehicles

New Vehicle Loan Rates by Term
Term APR*
Up to 60 months 3.25%
72 months 3.75%
84 months 4.25%
96 months 4.75%

Used Vehicles

Used Vehicle Loan Rates by Term
Term APR*
Up to 60 months 4.25%
72 months 4.75%
84 months 5.25%

Signature/ Personal

Signature and Personal Loan Rates by Term
Term APR*
12 months 8.90%
24 months 9.50%
30 months 9.90%
36 months 10.90%
42 months 12.90%

School Tuition / College*

School Tuition and College Loan Rates by Term
Type Term APR*
School Tuition 12 months 7.90%
College 60 months 9.90%

Other Loan Rates

Other Loan Rates by Type and Term
Type Term APR*
Open End Line of Credit Open LOC 9.90%
Share (Savings or CD) Secured Up to 120 months 2% above rate
New Boats/ Campers/ RVs/ Motorcycles 36 months 8.00%
New Boats/ Campers/ RVs/ Motorcycles 48 months 8.00%
New Boats/ Campers/ RVs/ Motorcycles 60 months 8.00%
New Boats/ Campers/ RVs/ Motorcycles 72 months 8.10%
Used Boats/Campers/RVs 36 months 8.50%
Used Boats/Campers/RVs 48 months 8.50%
Used Boats/Campers/RVs 60 months 8.50%
Used Boats/Campers/RVs 72 months 8.55%

*Rate includes a .25 Discount for Automatic Payment.

Additional .25 Discount available with each purchase of a Credit Protection Product:

Life, Disability, Extended Warranty, GAP

Some restrictions may apply. Contact our Local Officer for more details.


Visa Credit Card Rates

Visa® Credit Card Rates
Type Term APR*
Visa® Platinum Open LOC 9.9%-14.9%

Mortgage Rates

Call CUSA FCU for all information on all Home Equity Mortgage rates.